Delinquency Rates on different types of loans by All Commercial Banks

 The following charts depict the historical delinquency rates on various types of loans across all commercial banks. Overall, most delinquency rates, including those for all loans, mortgage loans, real estate loans, and business loans, are currently at historical lows. However, the delinquency rates on credit card and consumer loans reached their lowest points but have since begun to rise again, nearing pre-pandemic levels. Specifically, the delinquency rates on credit card loans have risen to 2.43%, nearly reaching the same level as before the pandemic.